TERMS OF USE

FOR FINANCIAL PLANNERS

The financial planner acknowledges that should MoneyGoalz find the financial planner to be in violation of any of the applicable laws/rules/ regulations/guidelines set out by the authorities then MoneyGoalz shall be entitled to cancel the consultation with such Practitioner or take such other legal action as may be required.

MoneyGoalz reserves the right to moderate the suggestions made by the financial planners through feedback and the right to remove any abusive or inappropriate or promotional content added on the website. However, MoneyGoalz shall not be liable if any inactive, inaccurate, fraudulent, or non- existent profiles of financial planners are added to the website.

The content on the Website, except all User Submissions (as defined below), including without limitation, the text, software, scripts, graphics, photos, interactive features and the like (“Content”) and the trademarks, service marks and logos contained therein, are owned by or licensed to MoneyGoalz, subject to copyright and other intellectual property rights under the law. Content on the Website is provided to you AS IS for your information and personal use only and shall not be copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any other purposes whatsoever without the prior written consent of the MoneyGoalz.

You agree to not engage in the use, copying, or distribution of any of the Content of the Website for any commercial purposes.

FOR USERS AND FINANCIAL PLANNERS (both will hereafter be referred to as users)

This website is available for use on the condition that the user accepts the terms contained herein, without any modification whatsoever. ‘Service’ shall mean and include, without limitation, access to all, one or some of the following: – HTML Code, literature, information, software, products and services whether authored by MoneyGoalz or by any third party and published, provided or made available on www.moneygoalz.com, whether pursuant to subscription or otherwise.

Links to Third Party Sites

This website may contain links to websites operated by parties other than MoneyGoalz. The links will let the user leave and proceed to the linked site. The users should access and use these third party websites and products at their sole risk and discretion. The user’s use of each such site is also subject to this Terms of Use and other terms of use, if any, contained within each such site.

Access Restriction/ Fees

MoneyGoalz reserves the right to deny, in its sole discretion, any user access to this website or any portion thereof without notice or justification. Further MoneyGoalz reserves the right at any time to charge fees for access to any service provided by it. It shall put up a notice to this effect with necessary details at the relevant point of time.

Registration and subscription:

If you wish to receive access to the restricted content of the Website you will need to register (as a Registered User) or subscribe (as a Subscriber) with us and the following provisions of this Clause will apply.

  • provide true, accurate, correct and complete information which you are required to provide when you register or subscribe as a user of the Website, whether in respect of the Subscription Services or the Free Services (“Personal Information”); and
  • notify us immediately of any changes to the Personal Information.
  • receive calls, messages or emails regarding our products or services and various promotional offers for solicitation
  • You agree not to impersonate any other person or entity or to use a false name or a name that you are not authorized to use, or disclose your password or user name to any other person, or allow your password or user name to be used by any other person to access the Services.
  • We reserve the right to terminate your account (including user name and password) if any Personal Information is untrue, inaccurate, out-of-date or incomplete.
Limits on Personal and Non-Commercial Use

The user expressly agrees to use the Service strictly for personal purpose. The User shall not decompile, disassemble, copy, modify, distribute, transmit, display, perform, reproduce, publish or create derivative works from, transfer, or sell any information, software, products or services accessed from this web site. User may not rent, lease, sell, sublicense, lend or in any manner allow any other party to use the Service, with or without consideration. By viewing the contents of this website you agree with this condition of viewing and you acknowledge that any unauthorized use is unlawful and may subject you to civil or criminal penalties.

Limitation of liability

The User agrees that neither MoneyGoalz nor its owners, directors or employees shall be liable for any direct, indirect, incidental, special or consequential damages, resulting from the use/delivery/performance or the inability to use/deliver/perform the Service or for cost of procurement of substitute goods and repair & correction services or resulting from the Services subscribed to or obtained or messages received or transactions entered into through or of User’s transmissions or data, even if MoneyGoalz or its employees have been advised of the possibility of such damages.

The user further agrees that MoneyGoalz shall not be liable for any damages arising from interruption, suspension or termination of Service, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent.

The user also agrees that his sole remedy under these terms of use is a cancellation of the Service. By viewing, using, or interacting in any manner with this site, including banners, advertising, or pop-ups, and as a condition of the website to allow his lawful viewing, Visitor forever waives all right to claims of damage of any and all description based on any causal factor resulting in any possible harm, no matter how heinous or extensive, whether physical or emotional, foreseeable or unforeseeable, whether personal or business in nature.

Use of Password

The User is responsible for maintaining the confidentiality of the User’s account access information and password if the User is registered on the Website. The User shall be responsible for all usage of the User’s account and password, whether or not authorized by the User. The User shall immediately notify MoneyGoalz of any actual or suspected unauthorized use of the User’s account or password. Although MoneyGoalz will not be liable for your losses caused by any unauthorized use of your account, you may be liable for the losses of MoneyGoalz or such other parties as the case may be, due to any unauthorized use of your account.

If a User provides any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or MoneyGoalz has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, MoneyGoalz has the right to discontinue the Services to the User at its sole discretion.

Foreign Jurisdictions

All users of the Service in countries other than India understand that the content is created with the Indian ethos in mind. The user will be responsible for any contradictions with the law of the country in which they reside.

MoneyGoalz collects, directly or indirectly, and displays on the website, relevant information regarding the profile and practice of the financial planners listed on the website, such as their specialization, qualification, fees, location, visiting hours, and similar details. MoneyGoalz takes reasonable efforts to ensure that such information is updated at frequent intervals. Although MoneyGoalz screens and vets the information and photos submitted by the financial planners, it cannot be held liable for any inaccuracies or incompleteness represented from it, despite such reasonable efforts.

Feedback

MoneyGoalz might reproduce in part or full client’s views about its services in its product promotions or in its communications with prospective clients. Clients who do not wish their views to be used as above may intimate MoneyGoalz in writing to this effect.

Termination

If the user violates any term of this Terms of Use, MoneyGoalz may terminate the user’s access to this Web -Site, without waiving any other rights. The user would continue to remain liable for any liabilities that may have arisen before the termination.

TERMS RELATED TO ONLINE PAYMENTS

Online Payments:

Credit/Debit Card payments are processed through an online payment gateway system. By using a credit/debit card/net banking to pay for our services, you confirm that the card being used is yours. All credit/debit card holders and net banking users are subject to validation checks and authorization by the issuer. The concerned information provided will be authenticated by your bank through the payment gateway system directly without any information being stored at our website. Please note MoneyGoalz does not save or store your bank account information on any of its servers.

Privacy

The User represents that he is aware that in the process of subscribing to the Service or parts of it, MoneyGoalz may obtain information relating to the User, including that of a confidential nature. This information will be used by MoneyGoalz for its internal purposes and will be kept confidential. Notwithstanding anything contained above, MoneyGoalz reserves the right to disclose personal information where it believes in good faith that such disclosure is required by law, to perform necessary credit checks or collect or report debts owed to MoneyGoalz, to protect MoneyGoalz’s rights or property or for other bonafide uses. The User agrees and warrants that all information that MoneyGoalz may possess or may obtain pursuant to the use of Service has been possessed or obtained with the permission of the User.

 
Modification of these terms and conditions

MoneyGoalz reserves the right to change, without notice, these terms of use under which the Service is offered. The user’s continued use of the Service will be subject to the terms of use in force at the time of the use.

MoneyGoalz shall have the right, at its discretion, to change, modify, add or remove terms of this agreement at any time without notice. You agree to review these terms of use periodically since subsequent use by you of this site shall constitute your acceptance of any changes.

 
Indemnification

The user agrees to indemnify, defend and hold harmless MoneyGoalz, its officers, directors, employees, representatives and agents, any third party providers, distributors from and against any cause of action ,claim or demand, including without limitation any reasonable legal, accounting or other professional fees, brought by or on the user’s behalf in excess of the liability described herein or by / on account of a third party due to or arising out of User’s use of this Web site, the Service contained herein, the violation of any intellectual property or any other right of any person or entity.

 

DISCLAIMER FOR HARM CAUSED TO YOUR COMPUTER FROM INTERACTING WITH THIS WEBSITE

The website assumes no responsibility for damage to computers or software of the visitor or any person the visitor subsequently communicates with from corrupting code or data that is inadvertently passed to the visitor’s computer. Again, visitor views and interacts with this site, or banners or pop-ups or advertising displayed thereon, at his own risk.

 
Obligations of Users and Financial Planners:

1 The user agrees not to use the website(s) and/or the services (or any part thereof) for any illegal purpose and agree to use it in accordance with all relevant laws; not to upload or transmit through the website(s) and/or the services any computer viruses, macro viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer; will not upload or transmit through the website(s) and/or the services any material which is defamatory, offensive, or of an obscene or menacing character, or that may cause annoyance, inconvenience or anxiety; will not use the website and/or the services in a way that may cause the website and/or the services to be interrupted, damaged, rendered less efficient or such that the effectiveness or functionality of the website and/or the services is in any way impaired; will not use the website and/or the services in any manner which violates or infringes the rights of any person, firm or company (including, but not limited to, rights of intellectual property, rights of confidentiality or rights of privacy); will not attempt any unauthorized access to any part or component of the website(s) and/or the services; agree that in the event that you have any right, claim or action against any Users arising out of that User’s use of the website(s) and/or the services, then you will pursue such right, claim or action independently of, and without recourse to us; and agree not to allow any third party directly or indirectly to use your subscription, user name or password.

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