How many credit cards should I have?

My father lived a debt-free life, but considered withdrawal from Provident Fund to be okay. We…

Credit Scores and how to manage those

The beautician in the salon offers me sweets. I ask why before saying Congratulations. “My husband’s…

Debt Management

WHAT IS DEBT? Let’s go back to school. If I lend you Rs. 100/- and you…

Online Money Lending Scams

The mushrooming of online money lending platforms took bankers by surprise, as they struggled to established…

It’s your money – stay in charge even after moving on

Karan was an artist and author of international repute. People continue to read his books and…

Retirement planning – post Covid19

All thumb rules of personal finance appear to have gone for a toss in the last…

Debt Management in Covid19 Economy

The RBIGuv’s announcement today has more or less been on expected lines. 1. EXTENSION OF MORATORIUM…

Thumb rules for financial planning

 1. 30 % of your income must be used for *monthly living expenses.* 2. 30% of…

How to earn higher returns on savings accounts

Wealth can only be accumulated by the earnings of industry and the savings of frugality. John…

Are you covered for Covid-19 risk?

The number of people infected by corona virus is not very large for a country with…

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